$afer Income for Life: Couples May Qualify for Up To $150,000 More in Social Security Benefits Charles and

They say money can't buy happiness, but if you save enough of it, you'll enjoy a financially secure retirement as long as you live--and so will your spouse.

Charles and David Bartman walk you through retirement planning mistakes to avoid and strategies to implement to enjoy a worry-free retirement. Learn how to:

decide when and how to start withdrawing money from Social Security, pensions and other retirement assets to minimize taxes;
avoid being penalized up to 50 percent of your Social Security benefits by filing at the wrong time;
use safe retirements alternatives that will preserve and grow your retirement assets; and
determine whether your retirement savings are properly allocated in reference to your risk tolerance verses the rewards.

By educating yourself about Social Security options, you'll avoid being among the 74 percent of Americans who voluntarily receive reduced income in retirement. Moreover, you'll learn other strategies that may prevent you from running out of money in retirement.

Avoid mistakes that can cost you and your loved ones, and make informed decisions that could reward you handsomely in retirement by applying the money-saving strategies in $afer Income for Life.